1. Map what applies
- PCI DSS if you touch card data.
- RBI PA-PG / PPI / digital-payment rules by licence.
- DPDP Act for personal data.
- SOC 2 / ISO 27001 for customers.
2. Build once, satisfy many
Controls overlap heavily. A single security baseline (ISO 27001-style) plus targeted add-ons covers most requirements.
3. Get the audits right
RBI-mandated audits (SAR) need a CERT-In empanelled auditor; card work needs a PCI QSA.
How CyberSigma helps
CERT-In empanelled and PCI QSA authorised, we run your whole fintech compliance stack from one team.
This guide is educational and not legal advice. Requirements evolve — validate specifics against the current standard or regulation for your situation.