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IRDAI ISNP · Insurance platform audit

ISNP cybersecurity audit

An independent cybersecurity and system audit of your Insurance Self-Network Platform (ISNP), producing the audit report you submit to IRDAI before going live and at each periodic review.

IRDAI’s ISNP guidelines require the audit to be carried out by a CERT-In empanelled auditor. CyberSigma is CERT-In empanelled and acts as your independent auditor.

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What an ISNP audit is

An Insurance Self-Network Platform is the digital platform through which insurers, brokers, aggregators and other insurance intermediaries sell and service insurance online. An ISNP security audit is a specialised cybersecurity assessment of that platform — its infrastructure, application controls, data protection and access management.

The audit shows where the vulnerabilities are, how to strengthen your cybersecurity controls, and where you align with IRDAI ISNP requirements and recognised security standards. Under IRDAI’s ISNP framework the audit must be conducted by a CERT-In empanelled auditor, and the resulting report is submitted to IRDAI as part of going live and at each periodic review.

Why it matters

An ISNP audit helps you meet IRDAI ISNP audit requirements while protecting sensitive customer and financial data. A structured audit shows where the security gaps are, tests your access controls, and strengthens application and infrastructure security.

Beyond regulatory readiness, it reduces cyber risk and helps keep your digital insurance platform running securely — identifying weaknesses and prioritising fixes before they can be exploited or affect operations.

Who needs an ISNP audit

The audit applies across the insurance ecosystem wherever an entity operates or relies on an ISNP to transact insurance online:

  • Life, general and health insurers operating digital policy and claims systems.
  • Insurance web aggregators and policy comparison platforms.
  • Insurance brokers, corporate agents and distribution platforms selling online.
  • InsurTech and insurance technology providers supporting these platforms.
  • Third-party administrators processing insurance and healthcare claims.

CyberSigma’s role as your auditor

We act as your independent, CERT-In empanelled auditor. We assess the platform, validate and rate the vulnerabilities, map your controls against IRDAI ISNP requirements, and produce the ISNP audit report you submit to the regulator.

Independence is what makes the audit credible — we assess and report on the platform’s security posture; we do not build or operate it. Our specialists bring recognised security-testing practices and an understanding of insurance digital ecosystems, so the audit aligns with how you operate and what IRDAI expects.

How we deliver

Scoping & planning

We agree the ISNP scope with you — the web and mobile applications, APIs, servers, network, hosting and data flows that make up the platform — then plan the audit around your architecture and IRDAI go-live or renewal timeline.

Security assessment

We assess application security, network and infrastructure, server and system configurations, data protection controls and access management, combining tool-assisted testing with manual review across the platform.

Vulnerability analysis & risk rating

We validate findings, remove false positives, and rate each vulnerability by severity and impact on affected systems, so you can address the critical risks first rather than a flat list.

Reporting & compliance mapping

We produce the ISNP audit report, map your controls against IRDAI ISNP requirements, and give management a clear picture of readiness — the report you submit to IRDAI as part of going live or your periodic review.

Remediation review

Once you have acted on the findings, we review the fixes and confirm closure, so the audit reflects the platform’s actual security posture rather than a point-in-time snapshot.

What the audit covers

The audit is full-scope across the platform, so findings reflect the whole environment rather than a single layer:

Application security

Web and mobile insurance applications, portals and APIs — authentication, session handling, input validation and business-logic controls.

Network & infrastructure

Network architecture, firewall and communication security, server and system configurations, and detection of misconfigurations.

Data protection

Encryption, storage security and secure data transmission controls protecting sensitive customer and policy information.

Access management

Authentication systems, user privileges and identity management processes across the platform.

Reports & deliverables

  • ISNP security audit report covering vulnerabilities, gaps, risk levels and technical observations
  • IRDAI ISNP compliance mapping of your systems and controls against the audit requirements
  • Risk assessment report with severity, affected systems and recommended corrective actions
  • Technical security findings across applications, networks and infrastructure
  • Security improvement plan with structured remediation guidance
  • Executive summary for management and compliance stakeholders

Indicative timeline

An ISNP audit typically runs from a few days to several weeks depending on the size and complexity of the platform, the number of applications and APIs in scope, and how mature your current controls are.

We confirm a schedule after scoping, and align it to your IRDAI go-live or periodic-review date.

Representative engagement

An insurance platform preparing to transact online needed an ISNP cybersecurity audit ahead of its IRDAI go-live. We scoped the web and mobile applications, APIs and supporting infrastructure, assessed application, network, data-protection and access controls, rated the findings by severity, and delivered the audit report with an IRDAI compliance mapping and a prioritised remediation plan; we then reviewed the fixes and confirmed closure. Named client references are available under NDA on request.

Who leads your engagement

Your audit is led by senior cybersecurity specialists experienced in insurance platforms and regulatory audits — with a risk-focused methodology that prioritises the vulnerabilities that matter. Every report passes independent quality review before it reaches you or is submitted to IRDAI. We introduce your named lead on the first call.

Related services

IRDAI cybersecurity auditRBI PSS compliance auditSEBI cyber security auditUIDAI AUA/KUA security audit

Not sure where you stand on ISNP audit?

Get a free ISNP audit scope and readiness review — share your work email and a senior consultant maps your gaps and next steps. No obligation.

Frequently asked questions

What is an ISNP Security Audit?

An ISNP Security Audit is a cybersecurity assessment of Insurance Self-Network Platform systems to evaluate security controls, detect vulnerabilities and ensure safe digital insurance operations.

Why is an ISNP Security Audit important?

ISNP Security Audit helps insurance organisations identify security weaknesses, protect customer data, reduce cyber risks and maintain secure digital insurance platforms.

Which organisations require ISNP Security Audits?

Insurance companies, insurance brokers, web aggregators, InsurTech companies and digital insurance service providers require ISNP Security Audit services.

What is the objective of an ISNP Audit?

The main objective is to evaluate cybersecurity controls, identify vulnerabilities and strengthen security across insurance platforms.

What areas are covered in an ISNP Security Audit?

It covers application security, network infrastructure, server configurations, data protection mechanisms and access management controls.

Who performs ISNP Security Audits?

Certified cybersecurity professionals and experienced VAPT companies such as CyberSigma conduct ISNP Security Audits.

How does an ISNP Security Audit help insurance platforms?

It helps detect vulnerabilities, improve cybersecurity controls and ensure secure digital insurance operations.

How long does an ISNP Security Audit take?

The audit duration typically ranges from a few days to several weeks depending on system complexity.

What are the key deliverables of ISNP Security Audit Services?

Organisations receive vulnerability reports, risk analysis, security recommendations and detailed technical findings.

What types of vulnerabilities are identified during ISNP Audits?

Common issues include weak authentication, insecure configurations, outdated software and data protection weaknesses.

Ready to discuss your ISNP audit requirement?

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