SAQ A
E-commerce / MOTO, fully outsourcedWho it is for: Card-not-present merchants with ALL account data functions fully outsourced to PCI DSS validated third parties (hosted page, full redirect or compliant iframe).
Watch out: Your systems must never touch card data; recent revisions tightened e-commerce page-security expectations.
SAQ A-EP
E-commerce, partially outsourcedWho it is for: E-commerce merchants whose website doesn't receive card data but controls how it is sent to the processor (direct post / JavaScript from your page).
Watch out: Much heavier than SAQ A — your web environment is in scope. A full redirect/iframe integration is often cheaper than A-EP compliance.
SAQ B
Imprint / dial-out terminalsWho it is for: Merchants using imprint machines or standalone dial-out terminals only, no electronic storage.
Watch out: Only while terminals are truly dial-out; moving to IP connectivity shifts you to B-IP.
SAQ B-IP
Standalone IP terminalsWho it is for: Merchants with standalone, PTS-approved terminals connected over IP, no electronic storage.
Watch out: The terminals' IP path is in scope — segment it.
SAQ C-VT
Virtual terminalWho it is for: Merchants keying one transaction at a time into a virtual terminal on an isolated workstation.
Watch out: Eligibility hinges on isolation: dedicated workstation, no storage, no batch processing.
SAQ C
Connected POS / payment applicationWho it is for: Merchants with POS or payment-application systems connected to the internet, no electronic storage.
Watch out: Segmentation from the rest of the network is what keeps this scope from spreading.
SAQ P2PE
Validated P2PE hardwareWho it is for: Merchants using only hardware terminals from a PCI-listed, validated P2PE solution.
Watch out: Only LISTED, validated P2PE solutions qualify — not any 'encrypting' terminal.
SAQ D (Merchant)
Everything elseWho it is for: All merchants not meeting a lighter SAQ's eligibility — including anyone storing account data electronically.
Watch out: Before accepting SAQ D, scope: tokenisation, P2PE or outsourcing capture can move you to a far lighter SAQ.
SAQ D (Service Provider)
Service providersWho it is for: Service providers eligible to self-assess; many acquirers and brands require a QSA-led ROC for larger providers instead.
Watch out: Confirm early which path your customers and acquirers will actually accept.
v1.0.0 · updated 2026-08-01 · CC BY 4.0 — reuse with attribution to CyberSigma.