PCI DSS Audit & Compliance Services in India

A PCI DSS audit assesses whether your organisation meets the Payment Card Industry Data Security Standard (currently v4.0.1) for storing, processing or transmitting cardholder data. CyberSigma is PCI QSA (CEMEA) authorised and delivers gap assessment, remediation support, penetration testing (Requirement 11) and the final Report on Compliance (RoC), SAQ or Attestation of Compliance (AoC). We help Indian banks, fintechs, payment aggregators and e-commerce businesses achieve and maintain PCI DSS compliance.

QSA-Led PCI DSS v4.0.1 Audit & Certification

PCI DSS v4.0.1 is now mandatory, with the future-dated requirements in effect. Whether you need your first assessment or an annual re-validation, CyberSigma's PCI QSA-authorised team takes you from gap assessment to a signed Attestation of Compliance.

We right-size the engagement to your merchant or service-provider level — from self-assessment questionnaire (SAQ) support to a full Report on Compliance (RoC) for Level 1 entities.

• PCI DSS v4.0.1 gap assessment & scoping (reduce your compliance footprint).
• Remediation guidance and control implementation support.
• Requirement 11 penetration testing & segmentation testing.
• SAQ guidance, Report on Compliance (RoC) and Attestation of Compliance (AoC).
• Annual re-validation and continuous-compliance support.
• Evidence packs accepted by acquiring banks and card schemes.

PCI QSA (CEMEA) Authorised — Reports Banks Accept

CyberSigma is PCI QSA (CEMEA) authorised and CERT-In empanelled, so our assessments and attestations are accepted by acquiring banks, payment networks and enterprise customers across India and the region.

That credential matters: an attestation from an authorised QSA removes back-and-forth with your bank and your customers' security teams.

Who Needs a PCI DSS Audit

Any organisation that stores, processes or transmits cardholder data — banks, NBFCs, fintechs, payment aggregators and gateways, e-commerce platforms, SaaS handling payments, and BPOs.

If your acquiring bank, a card scheme, or an enterprise customer has asked for an AoC or RoC, we can scope and deliver it on a predictable timeline.

Our PCI DSS Engagement Process

1. **Scoping** — define the cardholder data environment and minimise scope.

2. **Gap Assessment** — measure current state against PCI DSS v4.0.1.

3. **Remediation** — prioritised support to close gaps, with Requirement 11 testing.

4. **Validation** — evidence review, SAQ/RoC preparation.

5. **Attestation** — signed AoC, plus a plan for annual re-validation.

What is a PCI DSS audit?

It's a formal assessment of your controls for handling cardholder data against PCI DSS v4.0.1, resulting in a SAQ, Report on Compliance (RoC) or Attestation of Compliance (AoC). CyberSigma delivers it QSA-led, from gap assessment to attestation.

How much does a PCI DSS audit cost in India?

It depends on your merchant/service-provider level, environment size and current readiness. We provide a fixed quote after a short scoping call. Request a quote and we'll scope it the same week.

Are you an authorised PCI QSA?

Yes — CyberSigma is PCI QSA (CEMEA) authorised and CERT-In empanelled, so our assessments and attestations are accepted by acquiring banks and card schemes.

Does PCI DSS require penetration testing?

Yes — Requirement 11 mandates internal and external penetration testing and segmentation testing. We include this in the engagement and the results feed your RoC/SAQ evidence.

How long does PCI DSS certification take?

From a few weeks to a few months depending on current readiness and remediation needed. We give you a clear timeline after the gap assessment.