RBI cybersecurity audit for NBFCs
RBI’s Master Direction on Information Technology Governance, Risk, Controls and Assurance Practices (and the earlier IT-framework and outsourcing directions) require NBFCs to run independent IT and cyber-security audits sized to their scale. CyberSigma is a CERT-In empanelled auditor with a dedicated BFSI practice: we assess your IT governance, cyber-security controls, VAPT posture, third-party/outsourcing risk and business continuity against the applicable RBI direction, and give you an auditable, prioritised report your Board and RBI inspection can rely on.
Which NBFCs this applies to
RBI applies IT-governance and cyber-security expectations on a graded, scale-based basis. Middle- and upper-layer NBFCs face the fullest requirements, but base-layer entities still need proportionate IT and information-security controls, and lenders in digital-lending arrangements carry specific obligations.
What the audit covers
Applicable RBI directions
The RBI Master Direction on IT Governance, Risk, Controls and Assurance Practices; the Master Direction on Digital Payment Security Controls where relevant; RBI outsourcing directions; and the Digital Lending guidelines for lending partnerships.
Timeline and cost factors
What you provide and receive
Findings boards underestimate
- Weak outsourcing/vendor governance for cloud and digital-lending partners
- Incomplete logging and monitoring, and untested incident response
- Access reviews and privileged-access controls not evidenced
- BCP/DR documented but not tested against real recovery objectives
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RBI cyber-security audit for NBFCs — FAQs
Which RBI direction applies to our NBFC?
It depends on your NBFC layer and activities. Middle- and upper-layer NBFCs face the fullest IT-governance and assurance requirements; base-layer entities need proportionate controls. We confirm the exact applicable direction during scoping.
Do you cover digital-lending partners?
Yes. We assess outsourcing and digital-lending arrangements against RBI’s outsourcing and Digital Lending guidelines, including your due diligence and monitoring of Lending Service Providers.
Is VAPT included?
It can be bundled. As a CERT-In empanelled auditor we can combine the governance audit with application and infrastructure VAPT for a single, coherent report.
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